Understand Your FEGLI Coverage Before Retirement Costs Increase

Calculate Your FEGLI Costs Today — and What You'll Pay in Retirement

Many federal employees don't realize how dramatically FEGLI premiums can increase after retirement.

Our complimentary FEGLI review helps you understand exactly what you're paying now and what your coverage could cost in the future.

We'll Show You:

✓ Current Basic, Option A, Option B, and Option C costs

✓ Projected FEGLI premiums throughout retirement

✓ How premium increases may impact your retirement income

✓ Whether you're carrying more coverage than you actually need

✓ Alternative options that may provide similar coverage at a lower cost

✓ Strategies to help avoid overpaying for life insurance in retirement

No sales pressure. No obligation. Just clear answers so you can make an informed decision about your federal benefits.

Calculate Your FEGLI Retirement Costs

Get a personalized review of your FEGLI Basic, Option A, Option B, and Option C coverage. We'll show what you're paying today, what it may cost in retirement, and whether there are opportunities to save.

We Specialize in FEGLI & Federal Benefits — So You Can Focus on What Matters!

From income gaps to FEGLI coverage, our retirement guidance helps federal employees retire with clarity, confidence, and control.

★ ★ ★ ★ ★

"This workshop broke everything down in plain language. I walked away with a much better understanding of how my pension, Social Security, and TSP fit together and what I need to focus on as retirement gets closer."

Mark R.
DoD Employee
★ ★ ★ ★ ★

"I had been confused about several aspects of my federal benefits for years. The information was organized, easy to follow, and answered questions I didn't even know I had. I left feeling much more confident about my retirement plan."

Lisa T.
Postal Employee
★ ★ ★ ★ ★

"What impressed me most was that the focus was on education. The workshop helped me better understand my benefits, retirement options, and decisions I may need to make in the future. I left feeling informed, not pressured."

Karen M.
GSA Employee

Why Federal Employees Trust Us With Their Retirement

We help federal employees retire with clarity and control. Our proven process simplifies your pension, TSP, and life insurance — so you can make confident decisions and enjoy the retirement you earned.

  • Personalized FERS pension analysis

  • TSP rollover and withdrawal guidance

  • Life insurance review (FEGLI and private options)

  • Retirement Timeline and GRB Platform Assistance

Christopher and Ally Lee

Co-Founders & Retirement Specialists,

Independence Benefits

TSP Income Strategy

Turn your TSP into predictable monthly income — without overspending or running short later in retirement.

Pension & Survivor Benefits

We’ll explain your FERS pension payout and survivor benefit options — so you can make the right choice for you and your family.

FEGLI and Life Insurance

Unsure what to do with your federal life insurance in retirement? We’ll show you what to keep, cut, or supplement — and why.

Retirement Timeline

Learn exactly what to do before filing for retirement — and avoid delays, mistakes, or missed deadlines that could cost you.

Here’s What You’ll Learn In Your Retirement Session

We’ll answer your biggest questions — all in one clear, personal, no-pressure meeting.


Topics We’ll Cover:


– Your FERS pension estimate


– TSP rollover or withdrawal strategy


– FEGLI: what to keep, cut, or supplement


– Survivor benefit options and critical deadlines


What to Expect:


No sales pitch.


No pressure.


Just honest guidance — built around your numbers.

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Disclaimer: Independence Benefits LLC is not affiliated with or endorsed by any government agency.

Information is for educational purposes only and does not constitute financial, legal, or tax advice.

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