Federal Employee?
Understand Your FEGLI Coverage Before Costs Rise

See Your FEGLI Costs Now — and What You’ll Pay in Retirement

If you’re a federal employee, you may be wondering how your FEGLI life insurance fits into your retirement — and how much it will actually cost once you leave service.

We help federal employees like you:
→ Understand your current and future FEGLI costs
→ Compare FEGLI to lower-cost private alternatives
→ Avoid unexpected premium spikes in retirement

Our service is 100% free, with no pressure or obligation — just clear, step-by-step guidance so you can make confident decisions about your coverage.

See Your FEGLI Premiums & Compare Coverage in Minutes

Get personalized answers about your FEGLI life insurance — including your current coverage, projected retirement costs, and side-by-side comparisons with lower-cost options — in a free, no-pressure review.

We Specialize in FEGLI & Federal Benefits — So You Can Focus on What Matters!

From income gaps to FEGLI coverage, our retirement guidance helps federal employees retire with clarity, confidence, and control.

TSP Income Strategy

Turn your TSP into predictable monthly income — without overspending or running short later in retirement.

Pension & Survivor Benefits

We’ll explain your FERS pension payout and survivor benefit options — so you can make the right choice for you and your family.

FEGLI and Life Insurance

Unsure what to do with your federal life insurance in retirement? We’ll show you what to keep, cut, or supplement — and why.

Retirement Timeline

Learn exactly what to do before filing for retirement — and avoid delays, mistakes, or missed deadlines that could cost you.

Here’s What You’ll Learn In Your Retirement Session

We’ll answer your biggest questions — all in one clear, personal, no-pressure meeting.


Topics We’ll Cover:


– Your FERS pension estimate


– TSP rollover or withdrawal strategy


– FEGLI: what to keep, cut, or supplement


– Survivor benefit options and critical deadlines


What to Expect:


No sales pitch.


No pressure.


Just honest guidance — built around your numbers.

Why Federal Employees Trust Us With Their Retirement

We help federal employees retire with clarity and control. Our proven process simplifies your pension, TSP, and life insurance — so you can make confident decisions and enjoy the retirement you earned.

  • Personalized FERS pension analysis

  • TSP rollover and withdrawal guidance

  • Life insurance review (FEGLI and private options)

  • Retirement Timeline and GRB Platform Assistance

Christopher and Ally Lee

Co-Founders & Retirement Specialists,

Independence Benefits

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Disclaimer: Independence Benefits LLC is not affiliated with or endorsed by any government agency.

Information is for educational purposes only and does not constitute financial, legal, or tax advice.

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