We Specialize in Federal Retirement — So You Can Focus on What Matters!

From income gaps to FEGLI coverage, our retirement guidance helps federal employees retire with clarity, confidence, and control.

TSP Income Strategy

Turn your TSP into predictable monthly income — without overspending or running short later in retirement.

Pension & Survivor Benefits

We’ll explain your FERS pension payout and survivor benefit options — so you can make the right choice for you and your family.

FEGLI and Life Insurance

Unsure what to do with your federal life insurance in retirement? We’ll show you what to keep, cut, or supplement — and why.

Retirement Timeline

Learn exactly what to do before filing for retirement — and avoid delays, mistakes, or missed deadlines that could cost you.

Here’s What You’ll Learn In Your Retirement Session

We’ll answer your biggest questions — all in one clear, personal, no-pressure meeting.


Topics We’ll Cover:


– Your FERS pension estimate


– TSP rollover or withdrawal strategy


– FEGLI: what to keep, cut, or supplement


– Survivor benefit options and critical deadlines


What to Expect:


No sales pitch.


No pressure.


Just honest guidance — built around your numbers.

Why Federal Employees Trust Us With Their Retirement

We help federal employees retire with clarity and control. Our proven process simplifies your pension, TSP, and life insurance — so you can make confident decisions and enjoy the retirement you earned.

  • Personalized FERS pension analysis

  • TSP rollover and withdrawal guidance

  • Life insurance review (FEGLI and private options)

  • Retirement Timeline and GRB Platform Assistance

Christopher and Ally Lee

Co-Founders and Retirement Specialists

Independence Benefits

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Disclaimer: Independence Benefits LLC is not affiliated with or endorsed by any government agency.

Information is for educational purposes only and does not constitute financial, legal, or tax advice.

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